Robins Federal Credit Union
  • 25-Feb-2014 to 02-Apr-2014 (EST)
  • Business
  • Warner Robins , GA, USA
  • Full Time

  • Develop and expand member business relationships by offering a full range of loan, deposit, and non-credit services.



  • Job Education and Experience Required:

-        High school diploma or equivalent

-        BS/BAcollege degree in a Business related discipline (Accounting, Finance, Economics, or Management).  Must have college level accounting/finance classes and 5 years of business/commercial lending experience if no degree.

-        4 years of progressive experience in business/commercial lending experience.

-        Excellent presentation and interpersonal skills required.


  • Preferred Education, Certifications &      Experience (addition to above):

-        Formal business/commercial credit training.


  • Knowledge and Job Performance Requirements:

-        Self-starter with strong organization, negotiation, and leadership skills.

-        Possess strong interpersonal skills and be able to communicate effectively verbally and in writing.

-        As a provider of financial services the candidate will be proficient in the use of sales techniques.

-        Utilize strong management and leadership skills to navigate effectively in today's changing business and regulatory environment.

-        Proficient computer skills and have the ability to manage several tasks simultaneously.

-        Valid driver's license with acceptable driving record.


Essential Functions:

  • Identifies, selects, develops, manages, and      services member business relationships through member solicitation and      branch referrals.
  • Evaluates applicants and extends credit terms in      accordance with policy, procedure, and lending authority.
  • Prepares, presents, and recommends credit      requests to higher levels of authority for approval.
  • Expands member business development with an      active call program and through community involvement with professional      and civic organizations.
  • Minimizes RFCU Business Lending credit risk by      utilizing above average credit skills (analysis, cash flow, DTI, LTV, net      worth, etc.)
  • Actively participates in credit file management      to insure that all financial data, credit memos, and loan documentation is      maintained and updated.
  • Monitors individual loan portfolio for past dues      and documentation deficiencies.
  • Works with the Business Credit Analyst to ensure      that annual reviews are completed as required by policy.
  • Contributes to the team effort to ensure RFCU      meets company-wide goals and the Strategic Plan annually.
  • Demonstrates teamwork by exhibiting the      following: contributing to team effort, initiative, dependability,      positive attitude, good attendance, tact, and diplomacy.



Physical Requirements:












  • Climbing/Stooping/Kneeling: Occasionally
  • Lifting/Pulling/Pushing: Occasionally
  • Driving: Frequently
  • Hearing: Must be able to hear well enough to      communicate. Regularly
  • Manual Dexterity: Must be able to write, type,      and use the phone system. Regularly
  • Seeing: Must be able to read reports and use a      computer. Regularly
  • Sitting: Regularly
  • Speaking: Must be able to speak well enough to      communicate. Regularly
  • Standing/Walking: Regularly


Mental/Emotional Demands of this Position:

  • The primary mental demands for this job are:      alertness, resourcefulness, problem-solving, spatial perception, persuasiveness,      creativity, concentration, judgment, writing ability, reading ability,      reasoning, imagination, and visual perception.  
  • The nature of the position and completing the      essential functions can often be stressful to include meeting multiple      deadlines and handling multiple projects at once. 
  • Other requirements might include: precision,      basic to complex numeric calculations, auditory perception, memory,      patience, comparing, analyzing, instructing, supervising, managing, and      negotiating.

This position has been closed and is no longer available.
Robins Federal Credit Union


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